The 10 Cheapest Car Insurance Companies in Virginia

Are you looking for affordable car insurance in Virginia? If so, you’ve come to the right place! In this blog post, we’ll be discussing the 10 cheapest car insurance companies in the state of Virginia.

We’ll cover the most important factors to consider when shopping for car insurance, such as coverage levels, discounts, customer service ratings, and more.

With this information, you’ll be able to make an informed decision and find the best car insurance policy for your needs. Read on to learn more about the 10 cheapest car insurance companies in Virginia.

Are you looking for the best car insurance in Virginia? Are you on a budget and need to find an affordable option? Look no further!

In this blog post, we’ll be discussing the 10 cheapest car insurance companies in Virginia. We’ll compare rates, coverage options, customer service, and more to help you decide which one is the best fit for you.

We’ll also provide helpful tips on getting the most out of your policy so you can save even more money. Read on to learn more about the cheapest car insurance companies in Virginia.

There are several pros to obtaining car insurance in Virginia:

Legal requirement:

As mentioned previously, car insurance is required by law in Virginia, so having coverage is necessary to legally drive a vehicle in the state.

Financial protection:

Car insurance can provide financial protection in case of an accident or other covered event. It can cover the cost of damages to your vehicle, as well as any damages you may cause to another person’s vehicle or property.

Peace of mind:

Having car insurance can give you peace of mind knowing that you have protection in case of an unexpected event.

There are also some potential cons to consider when obtaining car insurance in Virginia:

Cost:

Car insurance can be expensive, especially if you have a poor driving record or live in an area with a high rate of accidents or theft.

Complexity:

Navigating the car insurance market can be confusing, as there are many different coverage options and policy terms to consider.

Limited coverage:

Depending on the policy you choose, your car insurance may not cover everything. For example, it may not cover damages caused by floods or earthquakes, or damages to a rental car.

It’s important to carefully consider all the pros and cons of car insurance and shop around to find the policy that best meets your needs and budget.

1) GEICO

One of the 10 cheapest car insurance companies in VA is GEICO. GEICO stands for Government Employees Insurance Company and was founded in 1936 by Leo Goodwin, Sr., and his wife Lillian Goodwin to provide auto insurance to employees of the federal government.

Today, it is one of the largest and most successful car insurance companies in the country, offering competitive rates on a variety of coverage options.

GEICO’s rates are among the lowest in Virginia, with some customers seeing an average savings of up to 30% when they switch to GEICO.

Additionally, GEICO offers a variety of discounts such as multi-car, good driver, and safe driver discounts.

Customers can also take advantage of the company’s online tools, including the rate calculator and policy comparison tool, to ensure they get the best deal possible.

2) USAA

USAA is one of The 10 cheapest car insurance companies in VA and is widely known for its outstanding customer service and low rates. USAA is open to all active and retired military members, and their family members.

And cadets and midshipmen at the US service academies. USAA offers some of the best discounts on car insurance, including multi-car discounts and a good student discount.

USAA also offers various discounts, such as for low mileage and taking defensive driving courses. USAA has excellent customer service that is available 24/7, which is highly rated by customers who have used them in the past.

3) Progressive

The 10 cheapest car insurance companies in VA include Progressive, a major auto insurance provider with many years of experience in the field. With a wide range of coverage options available, Progressive offers customers several ways to save on their policy premiums.

Customers can save even more with discounts such as multi-car, good student, continuous coverage, and anti-theft devices. And with Progressive’s 24/7 claims service, customers can rest assured that their vehicle will be protected in the event of an accident or other covered claim.

4) Erie

The 10 cheapest car insurance companies in VA include Erie, an insurance provider with a long history in the industry. Founded in 1925, Erie has been providing auto insurance coverage to customers for nearly a century.

With an A+ rating from the Better Business Bureau, Erie is an insurer you can trust to provide dependable coverage.

The company’s quotes tend to be competitively priced and it offers discounts for drivers with good driving records. Erie also offers comprehensive coverage options and the ability to bundle policies for multiple vehicles or drivers.

5) State Farm

State Farm is one of the 10 cheapest car insurance companies in VA, with average annual premiums of around $1,039. State Farm provides a variety of coverage options, from liability and collision to rental car reimbursement and medical payments.

They offer discounts for good drivers, defensive driving courses, and bundling policies.

They also provide discounts for certain professions, such as military personnel and teachers. Additionally, they offer 24/7 customer service and an online chat feature that makes it easy to get help when you need it.

6) Nationwide

Nationwide is one of the 10 cheapest car insurance companies in Virginia. This company offers competitive rates and great coverage for VA drivers. Nationwide also has convenient online services, so you can manage your policy from anywhere, anytime.

When looking for a cheap car insurance plan in VA, consider Nationwide for an affordable and reliable option.

7) Farmers

Farmers is one of the 10 cheapest car insurance companies in VA, and they offer many features that make them a great option for those looking to save on their auto insurance. Farmers offer a variety of discounts and customizable coverage options, including accident forgiveness, new car replacement, and special student discounts.

They also offer 24/7 customer service and claims assistance, so you can get help when you need it most. Whether you’re looking for comprehensive coverage or just liability protection, Farmers has an option for you.

8) Travelers

The 10 cheapest car insurance companies in VA include Travelers. Founded in 1864, Travelers is one of the oldest and most experienced insurers in the country. With a focus on providing great customer service, Travelers offers competitively priced coverage that can fit your individual needs. They provide tailored solutions to their customers such as pay-per-mile plans and emergency roadside assistance.

They also offer discounts for insuring multiple vehicles and taking defensive driving courses. Travelers also have flexible payment plans and provide 24/7 claims service. With a strong financial rating from AM Best and high ratings from consumer reviews, Travelers is an excellent choice for those looking for affordable car insurance in VA.

9) Liberty Mutual

Liberty Mutual is one of the 10 cheapest car insurance companies in VA. It offers competitive rates, with discounts available for having multiple policies, safe driving, and good credit.

Customers are also able to customize their policy by adding coverage options such as collision, comprehensive, rental car reimbursement, and more. Liberty Mutual offers an online portal that provides customers with easy access to their policy information and makes payments.

They also have a network of experienced agents located across Virginia to help answer any questions customers may have. Additionally, they offer 24/7 customer service support so customers can always get the help they need.

The company has received numerous awards over the years including being named the “Highest Ranked Auto Insurer in Overall Satisfaction” by J.D. Power & Associates.

Furthermore, Liberty Mutual’s website is filled with educational resources to help customers better understand their auto insurance needs and how to save money on premiums.

This includes articles on the latest safety technology, how to spot common auto repair scams, and tips on selecting the right coverage for your vehicle. With all these features and benefits, it’s no wonder why Liberty Mutual has become one of the 10 cheapest car insurance companies in VA.

10) Allstate

Allstate, one of the 10 cheapest car insurance companies in VA, offers a wide range of coverage options for Virginia drivers. Allstate has a variety of discounts, including those for good drivers, and offers different payment plans so you can save money.

The company also provides convenient features such as 24/7 customer service and an easy-to-use mobile app. With Allstate, you can rest assured that your vehicle is protected. The company’s comprehensive coverage includes bodily injury liability, property damage liability, and collision.

You’ll even be covered if your car is stolen or damaged due to natural disasters. The knowledgeable agents at Allstate will help guide you through the process to ensure you get the best rates and the right protection for your needs.

Here are some common questions and answers about car insurance in Virginia:

Is car insurance required in Virginia?

Yes, Virginia requires drivers to have at least the minimum amount of car insurance coverage. The minimum required coverage includes:
$25,000 per person/$50,000 per accident for bodily injury liability
$20,000 per accident for property damage liability
How do car insurance rates in Virginia compare to other states?

Virginia has relatively affordable car insurance rates compared to some other states. According to the Insurance Information Institute, the average annual cost of car insurance in Virginia was $973 in 2020, which was lower than the national average of $1,474.

Can I get car insurance if I have a poor driving record?

It’s possible to get car insurance with a poor driving record, but it may be more expensive. Insurance companies consider a variety of factors when determining your car insurance rates, including your driving record, age, gender, and type of vehicle. If you have a poor driving record, you may be considered a higher risk to insure and your rates may be higher as a result.

Can I get car insurance if I don’t own a car?

Yes, you can get car insurance even if you don’t own a car. Non-owner car insurance provides liability coverage when you are driving a borrowed or rented vehicle. Non-owner insurance is a good option for people who don’t own a car but still need to have insurance coverage when they are driving.

How do I file a car insurance claim in Virginia?

To file a car insurance claim in Virginia, contact your insurance company and provide them with the details of the accident.

You may need to provide documentation, such as a police report or repair estimates, depending on the circumstances of the claim. Your insurance company will review your claim and provide you with information about the next steps.